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Car Title Loans for the Unemployed

By MattJones

Many times in life we can find ourselves in situation to where we need money very quickly.  Financial emergencies don’t just hit people when the timing is good, they hit when things are rough or when people are already dealing with financial problems.  Sometimes, financial problems hit people when they have a bad credit score.  You may be dealing with the need of income for school or college, medical expenses, car repairs, rent, a mortgage, business expenses, or a number of other difficult situations.  This is when a short term loan can sometimes be very helpful.

Watch this video to learn more!


In these difficult times when you or a friend or family member find yourself unemployed one question people often ask:

Is it possible to get a vehicle title loan unemployed?

The answer is:  It depends, but in some cases yes!  For this situation we will focus on the state of California, since that is where The Net Lender services most of the loans.   In the state of California to get a pink slip loan one must meet the following criteria.  Please understand that this criteria is set by the Department of Business Oversight in California and is subject to the rules and regulations they set.  The lender must abide by these rules.

  • An income of at least $1,200 a month – We will explore that in more details in a second

  • A car, truck, SUV that is generally worth at least $4,000 and up because

  • The minimum loan amount is $2,510 in California to get a auto collateral loan

  • A credit score, generally above 515 or 520 but this can vary

  • The actual pink slip to the vehicle

  • Full coverage insurance on your car, pickup truck, or SUV.  Why?  The lender will be taking a financial interest in your vehicle and if there is damage to your vehicle, the lender will want you to be able to pay off the loan.

  • A vehicle with less than 200,000 miles

  • A clear title, and in most cases non-salvage title

  • Picture ID

  • Photos of the vehicle and documentation

These are the basic criteria to get a title loan in California are those above.  There are more variables involved, so it is best if you call us today to find out how much you can qualify for.  There is no risk, or hassle in calling.  Our representatives are polite, professional, and can explain to you quickly if you qualify for a loan.  You can reach us toll free at 888-539-4465 to find out if you qualify.

So, technically, you can get a loan if you are not employed, however, you must at least have income of $1,200 a month that can be documented and is verifiable.  There are many alternative forms of income that you can use that are not from a job.  Rental income, royalty payments, in some cases social security disability, business income, and other situations.

Whatever the case, it is our job to see if you qualify and it only takes a few minutes.  To see if you qualify call us today at 888-539-4465 or fill out the form on this website to see how much money you can get and how quickly you can get it.




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Rick G

Got a Nice Amount for My 4×4

Fantastic service, with efficient and knowledgeable employees. I was in and out in no time, with just what I required. Would undoubtedly suggest and use again.
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They have an outstanding lineup of professional associates. I received my money within 24 hours. I highly recommend The Net Lender. Thanks Steve!