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Can you get auto title loans with no proof of income?

By MattJones

Unfortunately there are many times in life with financial emergencies hit and we are ill prepared to deal with them. Sometimes it is a financial emergency due to medical bills, other times it is a need for money for car repairs or one needs money for medical bills.  Whatever the need an auto title loan can be a source of quick cash for people who need money.

One frequent question people ask is this:

Can You Get Auto Title Loans With No Proof Of Income?

Watch this video, or read the article to get more information.


The answer is this:  rarely, and not in California.  However, it  depends on state laws and the lender who will be issuing the auto title loan. A car title loan is based on the equity in your vehicle and the lender will first and foremost will look at the make of your car along with the model, mileage, and other specific details.  Your income is important because when the lender loans you money he or she is taking on a risk.  A risk that you won’t pay back the loan.  This is what auto title lenders want to see proof of income.  The lender wants to know that you are able to pay back the loan.  You can go here to see a list of frequently asked title loan questions.

In California the department of business oversight   oversees companies who issue title loans.  In California, you have to have a minimum income of $1,200 to qualify for a title loan, and this income needs to be verifiable income–paycheck stubs, royalty payments, rent receipts—something that the lender can classify as income.

The best way to determine if you can get an auto title loan with no proof of income is to call a lender today and give them the make, model, and mileage of your car or truck.  IF you live in California and make at least $1,200 a month and have verifiable income you can call the Net Lender at 888-539-2065 and find out within just a few minutes whether or not you qualify for an auto title loan.  In almost every case, however, you need to realize that the lender is going to want to see verifiable income–even if you are not in California.

Call 888-539-2065 or fill out the application form on this website to see how much money you qualify for if you have a car, truck, or vehicle in California.  There is no risk or pressure or hassle to call.  Call us today.

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I am the head of the household and I know that pressure one can get from bills and discrepancies in your credit. I used my car I bought before I got married and it turned out to be  such a lifesaver for me. I took out about half of what I was offered and wasn’t pressured any further. Thank you and hopefully my car will be eligible again if need be.

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