Chat with us, powered by LiveChat
Call us for instant approval!

Auto Title Loans for Older Cars

By MattJones

If you’re looking to get an auto title loan and have an older car you’ve come to the right place. The Net Lender can assist you in getting a car title loan even if you have a vehicle that is more than 5 years old.

Unfortunately, there are no guarantees that you will be able to get financed with an older car. However, the Net Lender works with people and lenders to assist you. Generally, you can get an auto title loan if your vehicle has less than 200,000 miles on it.

There are some exceptions to this, however. For example: borrowers with diesel pickup trucks with 200,000 or more miles can often times obtain a title loan.

Watch this video or continue reading the article below:



How To Get a Vehicle Pink Slip Loan for Older Cars

There are going to be other factors to consider when getting a car title loan on an older car or pickup truck. The lender is going to ask you to provide the following information:

  • Vehicle make, model, mileage & VIN number
  • Personal identification
  • Proof of income
  • Employment proof (in most cases)
  • Personal references
  • Professional references
  • Pictures of the car or truck
  • Full coverage insurance
  • Your credit history
  • And Other Information

Understanding how title loans work and what paperwork/information is required before you apply can save you time and frustration. Rather than playing the ‘back and forth’ game, gathering up the necessary documents before applying online or by phone will make it much easier for both parties.

Obligation Free Auto Title Loans

If you’re simply looking to find out if you qualify and aren’t sure you’re ready to accept the loan, that’s okay too. You can apply by phone or online, obligation-free. Many borrowers visit our website or give us a call, already under the impression that their older car won’t qualify them for an auto title loan. However, many are surprised when they learn that they do in fact qualify. So we encourage you to apply and find out, even if you think your car is too old.

We do like to point out the two primary factors for qualifying for an auto title loan, regardless of where you apply. You must be the owner of the vehicle, and you must have a title free of liens. The third primary qualifier is a regular monthly income; it doesn’t have to be from employment; retirement and disability qualify as regular income as well.

Reliable & Affordable Cash Loans in California

When you call The Net Lender our friendly staff will take the time to answer your questions. In addition they can help connect you with a lender that will help you get cash quickly and easily. Our goal is to make it easier on you and without the hassle. You don’t have to tell us what you’re using the cash for; that’s your business!

So why choose us when you need personal cash loan?

Quality Service – We have superior customer service agents standing by to assist you, whether you have questions or want to find out if you qualify. They are properly trained and polite at all times. We don’t ask you a million unrelated or personal questions.

Fast Approvals – Our streamlined process helps us process your application faster so you can get your cash quickly. We understand you need a loan quickly and we work hard to get it to you as quickly as possible.

Easy to Apply – We make it super easy to apply for an auto title loan for your older car either online or by phone. Our online application just takes a few minutes to complete and one of our representatives will be in touch with you after reviewing your information. Likewise, you can call and spend a few minutes supplying some information to find out if you qualify for a fast cash title loan.

Personalized Payment Plans – We can help you create a payment plan that suits your lifestyle, needs and more importantly, your budget. Matching you with the best title loan is the first step. Making sure you have an easy payment plan in place is the second.

No Hidden Fees – We don’t hide fees in your contract and we don’t charge you extra for repaying your loan early. Many times our borrowers pay their loan long before the final payment date and we don’t charge them a penny. Take comfort knowing you can get a substantial cash loan without worrying about being penalized for paying it back early.

Large Lending Network – The Net Lender works with a top group of lenders who are able to help California residents access the cash they need. Our representatives will match you with the best lender and best car title loan for your individual needs. Every person has different reasons for applying for a title loan and with us, our primary goal is to help you get the funds quickly.

Car Title Loans Vs Other Loan Types

When it comes to needing cash, you definitely have options. However, if you need cash fast, your options start to dwindle. One of the biggest advantages of getting an auto title loan is that generally lenders will work with you even if you have had a bad credit history and poor credit.

That is often the primary reason so many people turn to auto title loans when they need extra funds quickly. They either can’t get approved at the bank, won’t receive enough with a payday loan, or they don’t have time to wait days or weeks to get the cash through a personal bank loan.

Premier Collateral Loans in California

Regardless of why you’re applying for a title loan, we’re here and able to help you get started. Also, you can get the money very quickly if you have had problems with this in the past. That is not always the case with traditional banks and finance companies, who can take a long time processing your paperwork and getting the funds to you.

Car title loans also go by names such as vehicle collateral loans and pink slip loans. They are also generally used for short-term emergency situations. The lenders will keep the payments low, but keep in mind that the interest rate can be higher than traditional financing methods.

How Much Can I Get With An Auto Title Loan on My Older Car?

This is a common question for us and probably for many other lenders in the area too. Many people are quick to assume their older car won’t qualify for a title loan because it’s too old. However, we have been able to help borrowers that had vehicles older than 10 years and at times with more than 200,000 miles.

Every case is different and if you’re not sure what your car is worth, head over to Kelley Blue Book before giving us a call. Even if you don’t think your vehicle will qualify, we encourage you to call or apply online and find out. You are at no obligation to take the loan, should you be approved.

In addition, should you qualify for more cash than what you really need, you are welcome to take the lesser amount. You aren’t required to take the amount you’re approved to receive. We simply want to make it easy to get the exact amount of cash you need.

How Collateral Loans Work

Should you decide to apply with The Net Lender it helps to understand just how our loans work. You apply for a loan. You get approved. We match you with the best lender and loan for your individual needs. You get the cash. You keep driving your car. The lender keeps the title to your vehicle while you repay the loan. Once the final payment is made your car title is returned to you. It really is that easy!

Choose A Local Leader in Auto Title Loans

If you do get an auto title loan and have an older car we recommend that you take the time to research your options and consider going with a company that has a proven track record. The Net Lender has been in business for years and has helped thousands of individuals get the money they need quickly and effectively and efficiently.

If you live in or around Los Angeles you can give us a call at (888) 539-2135. You can also click on the application form on the right side and fill in your information. One of our friendly staff members will contact you shortly and answer any questions you have.

Find a TNL Car Title Loan Location Near You

Feel free to also browse our phone directory page so you can discover which area is best for you. The whole process can be started in just a few minutes. There is no risk, hassle or pressure to call. There is also no cost or obligation to apply for an auto title loan for your older car or truck.

How Much Cash Can I Get?

* Required fields

All information provided is secure and confidential. By submitting your information you agree to the terms of our Privacy Policy, Terms & Conditions, and E-Consent

Trustpilot Logo Google Logo

What Our Customers Say About Us

Jeremie B Image
Jeremie B

Dedicated Service

They have an outstanding lineup of professional associates. I received my money within 24 hours. I highly recommend The Net Lender. Thanks Steve!

Jeremiah Lutes Image
Jeremiah Lutes

Restored My Faith in Loan Agencies

I am the head of the household and I know that pressure one can get from bills and discrepancies in your credit. I used my car I bought before I got married and it turned out to be  such a lifesaver for me. I took out about half of what I was offered and wasn’t pressured any further. Thank you and hopefully my car will be eligible again if need be.