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An Affordable Alternative to Payday Loans

By Casey R

Looking for a Payday Loan Alternative to Get Some Extra Cash?

While payday loans do have their advantages, such as quick loan approvals and almost instant cash, it’s the finer terms that often cause people to get in more financial trouble after acquiring a payday loan. The interest rates of payday loans are often outrageous in comparison to other loan interest rates, including our car title loans.

Our Auto Title Loans Are An Ideal Alternative to Payday Loans

Of course, much of the same holds true in regards to bank loans that borrowers end up paying on much longer than they anticipated. Luckily, The Net Lender is here to offer affordable cash loans with low interest rates. In addition we provide repayment plans that you can actually follow and afford. Our auto title loans can help remedy your financial dilemma without putting you farther in debt.

Car title loans have been getting quite the reputation for being an affordable option when a person needs immediate funds. There are many reasons for this; you don’t have as much paperwork to complete, there are fewer requirements to qualify and your vehicle is the collateral for the loan – not your credit. Finally, an affordable alternative to payday loans that consumers can easily access and enjoy.

Have Less Than Perfect Credit? That’s Okay!

A poor credit history is not considered a disadvantage with The Net Lender. Our lenders look at your ability to repay the loan, not the financial mistakes you’ve made in the past. Your proof of income, proof of auto insurance, your car title, vehicle and a valid ID are what is needed to apply once you’re approved. In order to qualify your vehicle must be less than 10 years old and have a clean, lien-free title. You must own the vehicle outright as well.

an affordable alternative to payday loans

Our vehicle title loans have made it possible for many California residents to receive immediate funds when they need it; within 24 hours. You can instantly access our online application without the frustrating hassle of a million questions or a glance into your financial past.

If you’re looking for a loan you can afford to repay you’ll want to consider our title loans. In addition to them being an ideal alternative to payday loans, you don’t have to worry about absurdly high interest rates either. Ours average at a low 33% APR for most loans. Compared to a payday loan that will have 400% or another triple digit rate, you simply can’t go wrong with an auto title loan!

The Net Lender can help California residents obtain loans that are customized for their particular situation. The amount that you can receive with a car title loan depends on: a) your vehicle’s wholesale value; b) your earnings; and c) your ability to repay the loan.

The majority of our customers have found themselves receiving substantial cash; more than adequate to meet their immediate needs. Vehicle title loans can be easily leveraged for any purpose whatsoever. Most customers access our simple California title loans to solve the financial crisis they are facing, big or small.

Affordable Auto Title Loans in California

The superior title loan services offered by The Net Lender offer an affordable alternative to payday loans and to people that need cash quickly. Within 24 hours we can have the money in your hand or your checking account with a plan already in place for your payments.

Apply Online or Call Us Today!

You can apply online, give us a call at (888) 663-7074 or stop in at your nearest location to find out if you qualify for our car title loans. There are certain requirements that need to be met but they are far fewer than those necessary to apply for a bank loan. If you’re ready for a low interest title loan then get in touch with our professional loan representatives today!

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What Our Customers Say About Us

Jeremiah Lutes Image
Jeremiah Lutes

Restored My Faith in Loan Agencies

I am the head of the household and I know that pressure one can get from bills and discrepancies in your credit. I used my car I bought before I got married and it turned out to be  such a lifesaver for me. I took out about half of what I was offered and wasn’t pressured any further. Thank you and hopefully my car will be eligible again if need be.

Kim Redding Image
Kim Redding

Very Helpful Establishment

Getting a title loan was significantly easier than I anticipated. Bryan was really knowledgeable and walked me through the method with ease. If I’m ever in a tough position again, I’m confident that they may be able to help me out! Incredibly nice and very helpful!