All over the Internet and even sometimes on television or radio commercials you’ll hear the phrase, “Get a title loan in 24 hours!” The questions that need to be asked, however, are: First, is it possible to get a an auto title loan within 24 hours? And secondly, if it is a good idea, what do you actually end up getting?
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The first thing an individual should do is to have the following information ready:
If you have an older car and want to get a title loan you should read our post regarding title loans for vehicle 10 years or older.
The person who takes your call is going to ask these types of questions:
Once you get this information to our loan representative, you can then proceed to become pre-qualified for a car title loan. You’ve seen advertisements on how to get a title loan in 10 or 15 minutes so be sure to read up on those.
Now, as long as you get the required paperwork and documentation–these are called “stips,” to the lender you can actually get an auto title loan within 24 hours. The lender who you work with may be very busy, or it may be slow, but the process moves only as fast as you will allow it to move.
I am the head of the household and I know that pressure one can get from bills and discrepancies in your credit. I used my car I bought before I got married and it turned out to be such a lifesaver for me. I took out about half of what I was offered and wasn’t pressured any further. Thank you and hopefully my car will be eligible again if need be.