It’s easy to look at interest rates of products like payday loans and car title loans and instantly jump to the conclusion that they are evil. However, one must do more research beyond just looking at the interest rates that lenders charge. Furthermore, many regulations that are imposed on auto title lenders make it harder for new lenders to enter the market. Generally, competition drives prices down. Check out this interesting post from Freakonomics to get so more perspective. As always, be sure to educate yourself. As always click here to learn more about vehicle title loans in California and educate yourself on car title loans.